Different Types of Social Security Disability Benefits

The Social Security program was created in the 1930’s to serve as a social insurance program for people who are retiring, unemployed or disabled and can no longer work. The idea is that workers pay into the program by making regular contributions through their paychecks and when they can no longer work or are out of work for a particular reason, funds are available to support them.

One of the most important parts of Social Security is the Social Security disability benefits program, also known as SSDI. These Social Security benefits are specifically intended for people who are disabled and unable to work. These benefits are divided into two categories; Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).

Here is some information about the two programs and how they help disabled Americans:

      • Social Security Disability Insurance (SSDI). The federal government provides benefits called Social Security Disability Benefits to people who have met certain work requirements and qualify as disabled according to the Social Security program’s medical guidelines. Whether a person qualifies is determined by their age, work record, past earnings, and the nature of their medical condition.
      • Supplemental Security Income benefits (SSI). This program differs from Social Security disability benefits because it is based on need, not a person’s work record. It doesn’t matter whether they have paid into the program or not. The Social Security Administration (SSA) will only consider disabled persons who are in need.

SSDI and SSI are not the only programs for people with disabilities. Here are some of the other types of social security disability

      • Child’s disability benefits. SSI benefits are available to children who meet the medical requirements for being disabled and have little or no income.
      • Disabled “adult child” benefits. These benefits are for young adults who were disabled at a young age or since childhood.
      • Disabled widows and widowers’ benefits. When someone who was receiving SSDI or SSI passes away, their spouse may be eligible to receive benefits. However, they must have a medically substantiated disability that prevents them from working and that is expected to last at least 12 months.

Contact a Social Security disability benefits attorney in Adams County

If you are having trouble applying for SSDI benefits or have applied and your benefits were denied, our Adams County SSDI attorney can help. John Anderson has fifteen years of experience working with clients who have disabilities. He understands the ins and outs of SSDI law in Colorado and how important your benefits are to you and your family. For a consultation, give him a call today at (303) 880-7994 or contact him online. He looks forward to speaking with you.