What Medical Expenses Will Workers’ Compensation Cover?

When you suffer an injury or illness on the job that prevents you from returning to work, you not only have to worry about money not coming in, but it’s also likely you’ll be hit with a myriad of medical bills to pay for the treatment of your injury. Fortunately, Workers’ Compensation is a government program intended to help injured workers by supplying benefits in times of need.

Applying for workers’ compensation

If you apply for workers’ compensation and your claim is approved, your employer’s insurance company will be liable to pay for your medical expenses. Listed below are some of the specific expenses that can be covered by workers’ compensation:

  • Emergency room care
  • Doctors’ visits
  • Hospital stays
  • X-rays
  • Blood tests
  • Rehabilitating treatment
  • Transportation costs (only to and from treatment)
  • Ambulance rides
  • Surgeries

If your claim is successful, you will also be paid for missed wages, although the amount will likely be less than your actual salary.

When will my bills be paid and how much will I receive?

Once your workers’ compensation claim has been accepted and it is an open claim, your employer’s insurance company should begin paying your bills immediately and continue to pay them for as long as your claim remains open.

The benefits you will receive will depend largely on the extent of your injury and the amount of your weekly wages before the injury took place. Although there is no way to determine the exact amount of compensation you will receive, the state of Colorado offers a benefits calculator online to give you a better idea.

What won’t be covered?

While most traditional Western medical practices are covered, you should not expect alternative remedies like acupuncture to be covered by workers’ compensation benefits. Although you can and should seek this treatment if it is helpful to you, you will likely have to pay for it out of pocket.

If you’ve suffered an injury or illness and are in the process of applying for workers’ compensation, an experienced attorney can help you understand what will be covered if your claim is approved.

Contact an experienced Workers’ Comp attorney in Colorado

At the Law Office of John A. Anderson, Jr., LLC, we’ll do everything in our power to give you the best shot at a successful claim. Whether you live in Brighton, Commerce City, or Thornton, we offer legal care you can count on. Contact us online or call (303) 880-7994 today for a consultation. We look forward to speaking with you.