Any person who has suffered a debilitating injury or been diagnosed with a severe illness may apply for Social Security Disability Insurance benefits. However, not all applications are approved. If you are in the process or considering applying for SSDI benefits, then it is important to understand the application process and what criteria you need to meet to be eligible. The more knowledgeable you are about the process, the more likely your claim will be approved.
Am I eligible for SSDI benefits?
Before applying for SSDI benefits, you should check to see if you meet the following criteria:
- You worked a job that pays insurance.
- You worked for several years and earned enough work credits to make you eligible for Social Security.
- You suffered an injury or sickness that prevents you from working or adjusting to other work.
- Your condition is expected to last at least 12 months or until the time of death.
You will also need medical records and documentation to prove your condition. In fact, your medical records are the most important part of your case. Without accurate and detailed medical records, there’s no way for the SSA to determine that your condition is real and prevents you from working.
What is the Blue Book?
The Social Security Administration uses its own medical guide book known as the Blue Book. The Blue Book is an online resource that lists hundreds of conditions that prevent people from working and make them eligible for SSDI benefits. While some severe diagnoses can automatically qualify you for SSDI benefits, other conditions require further medical exams and documentation to be approved.
Some of the conditions listed in the Blue Book include but are not limited to:
- Back pain
- Hearing loss
- Speech impairment or loss
- Heart disease
- Blood disorders
- Cerebral Palsy
If you have a condition that is not in the Blue Book, you may still qualify for SSDI benefits. For example, although migraines are not listed, if your migraines are so severe they prevent you from working and you have the medical documentation to prove it, you may be eligible to receive SSDI benefits. In cases such as these, it’s best to contact a Social Security attorney in Colorado for assistance.
Contact a Social Security Disability Insurance attorney
If you live in Colorado and are applying for SSDI benefits, the Law Office of John A. Anderson, Jr., LLC can help you with the application process. For years we’ve been fighting to help people receive the benefits they deserve. If you live in Brighton, Commerce City, or Thornton, and are interested in learning more about SSDI benefits, contact us or call (303) 880-7994 today.